Benefits Of Group Health Insurance For Employees

Your employees are the backbone of your company. They dedicate the majority of their lives to help grow your business and your bottom line. So, it makes sense that, given the state of public healthcare facilities in South Africa, you allow your staff to gain instant access to private doctors and hospitals.

Is health insurance worth the cost?

The benefits of health insurance range from day-to-day cover, such as GP visits, medication, specialist visits, to hospital cover, family death cover, and much more.

Why should I get health insurance for my employees?

Regardless of whether your employees can afford their own medical aid, purchasing health insurance as an employee benefit will not only benefit your employees’ wellbeing and health but their loyalty and productivity too.

Big brands like Google and Apple realised years ago how well-looked-after employees will look after their company. Which means that when you show your employees that you care about their wellbeing and want to help them afford private healthcare bills and stay healthy, this will create a company culture of respect, loyalty and happiness.

By providing your staff with adequate medical support whenever they need it, they are more inclined to feel settled and happy in your company. This means that you will be able to retain your current employees and ensure their loyalty to your brand. To put it simply: people won’t leave companies that cater to their needs and demonstrate that they want to make sure they are looked after when they need it the most.

What if my employees already have their own medical aid?

We understand why you’d think health insurance is not worth the extra cost if your employees can afford their own medical aid.

But here’s the thing: Health Insurance can act as a form of gap cover and make up for the costs where medical aid falls short. And as previously mentioned, the benefits of health insurance cover so much more than just what a hospital-only medical aid plan covers. Health insurance would give your employees a range of extensive benefits to help cover routine and preventive healthcare costs as well as the more expensive hospital admissions.

How Oneplan will help keep your employees happy and healthy

Funeral cover and health insurance in one plan
With most medical aids, the purchase of a funeral cover or accidental disability cover is a separate benefit to your medical aid and is, therefore, an additional cost.

Oneplan includes accidental death and funeral cover in all of their health insurance plans. Which means that if your employees have a health insurance policy with them, the financial burden and stress of your employees’ loved ones having to pay for their funeral is significantly reduced.

Dread disease cover
Cover for serious (and often incredibly expensive) diseases such as heart attacks, cancer and strokes are included in three out of Oneplan’s four health insurance plan options.

Value-adding benefits
When it comes to health insurance, finding one that best suits your company’s budget as well as the healthcare needs of your employees is not always easy.

Here’s why Oneplan Health Insurance is value for money:

Employees can preload funds for day-to-day benefits BEFORE visiting the doctor;
Employees can easily manage their policy and claim through the Oneplan App and are all issued with a Onecard which is where they load day to day benefits upfront;
Employees can keep their current doctor or visit any doctor of their choice;
Range of plans to suit various healthcare needs and budgets;
Extensive in-hospital cover;
Accident and illness cover;
Maternity pre-birth benefits;
Day-to-day benefits include dental cover, optometry cover, medication, x-rays, and more; and
Discounted, tailored rates for companies of more than 50 people.