The Types of Disability Benefits Victims Can Expect Through Workers’ Compensation

Austin is a city in Texas where diverse industries grow and people get hired to different positions. Workplace injuries are seen as one of the avoidable incidences that bring injuries and uncertainties. It’s in these moments that dissecting the details concerning disability benefits through the workers’ compensation system becomes imperative.

When people get hurt at work, they face many problems like getting better physically and dealing with money issues. Experienced law firms know about these problems and are ready to help people through the complicated workers’ compensation process. But figuring out this system can be hard, so it’s important to ask them for help to get the maximum compensation.

DJC Law, led by military veteran Dan Christensen and boasting the distinction of being the largest Austin-based veteran-owned personal injury law firm in Texas, epitomizes unwavering commitment to justice and compensation for clients. Taking on challenging cases where others falter, DJC Law’s recent success in securing a $750,000 settlement after another attorney’s dismissal underscores their dedication. With meticulous attention to detail and a steadfast advocacy for clients’ rights, the firm ensures that every individual receives the full compensation they deserve.

Navigating the Workers’ Compensation System

The journey of applying for disability benefits through workers’ compensation in Austin, encompasses several steps, which should be addressed with extra care and accuracy to meet all the strict deadlines. Here’s an overview of what individuals can expect:

Report and File: Upon sustaining a workplace injury or illness, the affected employee must report the incident to their employer within 30 days. Subsequently, they must file a claim for compensation with the Division of Workers’ Compensation within one year from the date of injury or discovery of illness.
Claim Review: Once the claim is filed, it undergoes review by the employer’s insurance company. This review determines whether the claim will be approved or denied.
Challenging Denials: In instances of denial of claim by the insurance company, the injured employee has the right to appeal this decision at the Division of Workers Compensation. Having the representation of knowledgeable Austin attorneys on your legal team, could be the difference between overturning a denial and finally getting the rightful benefits you deserve.

Types of Disability Benefits

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Workers’ compensation presents and delineates several types of disability benefits under the specific nature and severity of the injury or illness. Realization of these advantages is vital for any worker who has been injured on a job, adapting to the new circumstances. Here are the common types of disability benefits available:

Temporary Total Disability (TTD): This benefit is applicable when the injury temporarily prevents the individual from returning to work. TTD benefits typically cover a portion of the employee’s lost wages during the recovery period.
Temporary Partial Disability (TPD): In cases where the injury allows the individual to work but at a reduced capacity or with limitations, TPD benefits may be provided to compensate for the wage difference.
Permanent Total Disability (PTD): When an injury results in permanent impairment that renders the individual unable to return to any form of gainful employment, PTD benefits are awarded to provide ongoing financial support.
Permanent Partial Disability (PPD): For injuries resulting in permanent impairment but allowing the individual to continue working in some capacity, PPD benefits are provided based on the degree of impairment and its impact on future earning potential.
Death and Burial Benefits: In tragic cases where a workplace injury leads to the death of the employee, workers’ compensation extends death benefits to surviving dependents to alleviate financial burdens associated with loss.

Seeking Legal Guidance

Getting through the complications of workers’ compensation law can be challenging, especially for those who are already burdened with the physical and emotional consequences of a workplace injury. Hiring knowledgeable workers’ compensation attorneys can guarantee the maximum of legally allowed benefits.

Guest writer.